{"@context":"https://schema.org","@type":"JobPosting","title":"Director of Product – SBA Lending & Line of Credit ","description":"

Overview:

We are looking for a highly strategic and results-oriented Director of Product to lead the development and evolution of our SBA Lending and Line of Credit (LOC) products. This role demands deep domain expertise in lending, underwriting, and regulatory compliance, along with strong leadership and product management skills.

The ideal candidate will blend business acumen, technical understanding, and a deep appreciation of underwriting practices to build innovative, risk-aware, and customer-centric financial products. You will be responsible for the full product lifecycle—from vision and strategy to execution and optimization—while ensuring compliance and operational efficiency.

Key Responsibilities:

Product Strategy & Roadmap:-
Define and drive the vision, strategy, and roadmap for SBA Lending and LOC products.
Incorporate underwriting and credit risk insights into product planning to balance customer experience, compliance, and credit performance.
Collaborate with stakeholders across underwriting, risk, operations, legal, engineering, and marketing to prioritize initiatives and ensure alignment with business goals.
Leverage market analysis, customer feedback, and industry trends to inform roadmap decisions.
Innovation in Underwriting & Risk
Partner closely with underwriting and credit risk teams to design workflows that streamline manual tasks, automate decisioning, and enhance risk assessment.
Use underwriting data to improve product features and drive smarter, faster credit decisions.
Continuously improve the loan origination process without compromising compliance or credit quality.

End-to-End Product Ownership:-

Lead the full product lifecycle from ideation to launch and iteration.
Oversee backlog management, sprint planning, and prioritization using data and business needs.
Ensure that features meet both customer expectations and underwriting criteria.
Regulatory Compliance & Customer Experience
Ensure product designs meet SBA, FDIC, and other relevant regulatory requirements.
Stay ahead of regulatory changes and work with legal/compliance teams to integrate them into products quickly.
Provide regular updates on product performance, risks, and roadmap progress.
Represent the voice of the customer and underwriter in all product discussions.

Team Leadership:-

Lead and mentor a team of product managers focused on SBA and LOC products.
Foster a collaborative and data-driven culture, ensuring seamless alignment between product development and underwriting operations.

Qualifications:

Experience & Skills:-
12+ years of experience in product management within financial services or fintech.
5–7 years of experience in SBA Lending, underwriting, or directly supporting underwriting teams.
In-depth knowledge of underwriting processes, risk management, and credit evaluation models.
Demonstrated success launching and scaling lending products with complex compliance and risk requirements.
Strong understanding of SBA guidelines, FDIC regulations, and related lending compliance frameworks.

Education:-

Bachelor’s degree in Business, Finance, Economics, Engineering, or related field.
MBA or equivalent advanced degree is required.

Technical Proficiency:-

Proficiency in product and project management tools (e.g., JIRA, Confluence, Aha!).
Strong analytical skills with experience using SQL, Excel, and analytics platforms.
Familiarity with underwriting systems, credit decisioning platforms, and loan origination technologies.
Experience with Agile/Scrum methodologies in cross-functional settings.

Leadership & Personal Traits:-

Proven ability to lead and scale high-performing product teams.
Excellent communication and stakeholder management skills.
Strong analytical and strategic thinking capabilities.
Comfortable working in a fast-paced, high-growth environment.
Collaborative, adaptable, and outcome-driven mindset.

Why Join Us?

Impact: Lead products that directly empower small businesses and improve access to capital.
Innovation: Work at the intersection of fintech, compliance, and risk, driving innovation in underwriting.
Growth: Influence company strategy and play a pivotal role in scaling our lending portfolio.
Career Development: Join a mission-driven company committed to leadership development and product excellence.

","hiringOrganization":{"@type":"Organization","name":"Biz2X","sameAs":"https://www.biz2x.com/india/"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressCountry":"IN","addressLocality":"Noida"}},"datePosted":"2025-05-15T00:00:00.000Z","validThrough":"2025-06-14","employmentType":"FULL_TIME","url":"https://www.pminterviewprep.club/jobs/biz2x-director-of-product-sba-lending-line-of-credit"}

Director of Product – SBA Lending & Line of Credit at Biz2X - PM Job Opening